The CM Punjab Rahmat Card is a flagship social safety initiative launched by the Government of Punjab, managed by the Zakat & Ushr Department. It is designed to provide direct financial aid, foster economic self-reliance, and restore social dignity for Muslim widows and double-parent (parentless) orphans residing in Punjab.
Key Benefits
- Direct Financial Assistance: Eligible widows and double-parent orphans receive financial grants of Rs. 100,000 each funded via the provincial Zakat pool.
- Transparent Digital Disbursements: Funds are distributed via designated branchless digital wallets (such as JazzCash) to ensure direct, transparent delivery.
- Zero Transaction Charges: All service charges for wallet transfers are fully absorbed by the Punjab Government.
Who Can Apply? (Eligibility Criteria)
Applicants must meet all of the following requirements:
- Target Group: Must be a Muslim widow or a double-parent orphan (parentless child).
- Zakat Eligibility: Must be needy, poor, and eligible to receive Zakat under Islamic Shariah rules.
- Exclusions: Must not be a government servant, pensioner, or classified as Sahib-e-Nisab.
- No Double-Dipping: Must not be receiving parallel regular financial aid from other ongoing Government of Punjab schemes.
- Beggary Clause: Must not be a habitual beggar.
Required Documents
Have the following documents updated and ready before registration:
- Valid CNIC of the applicant (reflecting marital status as Widow)
- Official Death Certificate(s) of husband or parents
- Nadra B-Form (for parentless orphan children)
- Active mobile number registered under the applicant’s own CNIC
How to Apply: Step-by-Step
1. Register on PSER / NADRA Database:
Verify your record in the Punjab Socio-Economic Registry (PSER) database (pser.punjab.gov.pk). Unregistered applicants will undergo verification via NADRA.
2. Submit Application Online:
Apply via the official CM Punjab Rahmat Card Web Portal (rahmatcard.punjab.gov.pk), download the CM Punjab Rahmat Card Mobile App, or call the official helpline at 1077.
3. Proxy Means Test & Verification:
The Zakat & Ushr Department evaluates submissions using District Zakat Committee quotas and the PSER Proxy Means Test (PMT) score to confirm eligibility.
4. Grant Disbursal:
Approved applicants receive an official confirmation SMS and can collect their funds via verified digital wallet accounts.
Application Deadline
- Ongoing Allocation: The project operates on quota-based allocations across Punjab districts.
- Registrations and status tracking on
rahmatcard.punjab.gov.pkremain accessible continuously for potential applicants.
