Apply for the CM Punjab Rahmat Card to get PKR 100,000

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The CM Punjab Rahmat Card is a flagship social safety initiative launched by the Government of Punjab, managed by the Zakat & Ushr Department. It is designed to provide direct financial aid, foster economic self-reliance, and restore social dignity for Muslim widows and double-parent (parentless) orphans residing in Punjab.

Key Benefits

  • Direct Financial Assistance: Eligible widows and double-parent orphans receive financial grants of Rs. 100,000 each funded via the provincial Zakat pool.
  • Transparent Digital Disbursements: Funds are distributed via designated branchless digital wallets (such as JazzCash) to ensure direct, transparent delivery.
  • Zero Transaction Charges: All service charges for wallet transfers are fully absorbed by the Punjab Government.

Who Can Apply? (Eligibility Criteria)

Applicants must meet all of the following requirements:

  1. Target Group: Must be a Muslim widow or a double-parent orphan (parentless child).
  2. Zakat Eligibility: Must be needy, poor, and eligible to receive Zakat under Islamic Shariah rules.
  3. Exclusions: Must not be a government servant, pensioner, or classified as Sahib-e-Nisab.
  4. No Double-Dipping: Must not be receiving parallel regular financial aid from other ongoing Government of Punjab schemes.
  5. Beggary Clause: Must not be a habitual beggar.

Required Documents

Have the following documents updated and ready before registration:

  • Valid CNIC of the applicant (reflecting marital status as Widow)
  • Official Death Certificate(s) of husband or parents
  • Nadra B-Form (for parentless orphan children)
  • Active mobile number registered under the applicant’s own CNIC

How to Apply: Step-by-Step

1. Register on PSER / NADRA Database:

Verify your record in the Punjab Socio-Economic Registry (PSER) database (pser.punjab.gov.pk). Unregistered applicants will undergo verification via NADRA.

2. Submit Application Online:

Apply via the official CM Punjab Rahmat Card Web Portal (rahmatcard.punjab.gov.pk), download the CM Punjab Rahmat Card Mobile App, or call the official helpline at 1077.

3. Proxy Means Test & Verification:

The Zakat & Ushr Department evaluates submissions using District Zakat Committee quotas and the PSER Proxy Means Test (PMT) score to confirm eligibility.

4. Grant Disbursal:

Approved applicants receive an official confirmation SMS and can collect their funds via verified digital wallet accounts.

Application Deadline

  • Ongoing Allocation: The project operates on quota-based allocations across Punjab districts.
  • Registrations and status tracking on rahmatcard.punjab.gov.pk remain accessible continuously for potential applicants.

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